Bridge Loan ProgramBridge Loan Program
Bridge loan is a short term financing to be utilized as a bridge to a permanent loan financing. Bridge loan allows borrower to purchase a property quickly, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long term financing. Bridge lenders would consider the future income of the property that would result in higher valuation and determine their rates based on risk. Bridge loan is a senior loan and is secured by first deed of trust.

City Capital Finance arranges bridge commercial loans for commercial and multi-family properties, focusing on smaller size transactions from $500K to $250M. We work with capital markets and bridge lenders day-in and day-out and have established the relationships with these lenders to secure the best terms and smartest money for each of our bridge financing requests.

Bridge Loan Highlights:

  • Minimum loan size: $500,000
  • Maximum 80% combined loan to Value
  • Recourse
  • Maturing up to 3 years
  • Acquisitions, construction and recapitalization
  • Streamlined underwriting process
  • Multiple property collateral
  • Foreign ownership

Bridge Loan Opportunities

  • Sale/Leaseback
  • Bankruptcy
  • Real Estate property tax payoff
  • Rehab/conversion
  • Vacant property financing
  • Acquisition of distress properties
  • Discount mortgage buybacks
  • Partner buyout
  • Quick closing
  • Mortgage acquisition
  • Foreclosure avoidance
  • Opportunistic acquisitions
  • Probate cash out

Property Types: