Apartment building LoanCommercial Real Estate Loan:
City Capital Finance acts as a facilitator between users of capital and providers of capital. We assist investors and developers with custom-tailored and innovative financing solutions to maximize the value of their real estate holdings.

We provide fee-based advisory services for all types of real estate and commercial financing. We learn our client needs, identify financing alternatives and work with the lenders every step to structure the best transaction.

City Capital Finance has broad spectrum of lenders and third party capital providers and offers the most comprehensive line of products and services including permanent, interim, Mezzanine, Conduit, fixed and floating rate financing. Due to complexity and sophistication of the capital markets, we help our clients secure the best financing by setting up a bidding process among the lenders. We are positioned to advise our clients about different types of programs that would be best suited for their needs.

Conventional Commercial Loan Program

City Capital Finance arranges commercial loans for owner occupied and investor properties. We have relationship with major national and regional banks, CMBS lenders and REITs. We secure the best rates and terms by setting up a bidding process among the lenders.

  • Loans from $500,000 and up
  • Owner occupied and income producing investor properties
  • Up to 70% loan to value
  • Recourse and non-recourse options
  • 3, 5, 7, 10, and 15 year term
  • 20, 25 and 30 year amortization
  • 2 years of historical income

Learn more about Conventional Financing program


Un- Conventional Commercial Loan Program

City Capital Finance arranges un-conventional commercial loans for owner occupied and investor properties. We have access to un-conventional and off-balance sheet lenders allowing us to secure up to 90% commercial financing with both short and long term fixed rates

  • Loans from $500,000 and up
  • Owner occupied and investor properties
  • Full documentation and no documentation loans
  • Up to 90% loan to value on Purchase
  • Up to 85% refinance
  • Recourse Loan
  • 3 months, 3, 5, 7, 10, and 30 year term
  • 20, 25 and 30 year amortization
  • Low Credit Scores

Learn more about Un-Conventional Financing program


Small Balance Commercial Loan

City Capital Finance specializes in securing small-balance commercial real estate loans and multi-family loans for clients seeking fast and simplified underwriting process. Small Balance loans start from $400,000 to $2M with simplified and flexible underwriting guidelines.

  • Loans from $500,000 to $2M
  • Owner Occupied and investor properties
  • Apartment buildings
  • Up to 90% loan to value
  • Quick closing
  • No Documentation options

Learn more about Small Balance commercial financing program


Special Purpose Use Commercial Loans

City Capital Finance arranges commercial loans for acquisition and refinancing of special use properties in California. Special use properties are unique properties such as gas station, car wash or auto dealerships that dont accommodate multiple tenants without significant alteration of the property. City Capital Finance understands the challenges for special use properties and has the expertise to secure the best term and rate for small business owners and investors.

  • Loans starts from $500,000
  • Up to 90% loan to value on certain properties
  • SBA loan is available
  • Purchase and refinancing of real estate and business

Learn more about Special Use commercial financing program


Stated Income Commercial Loan

City Capital Finance arranges stated income commercial loans for owner occupied and investor properties in California. Stated income commercial loans requires no personal or business income documentations and is intended for acquisition and refinancing of commercial properties and apartment buildings.

  • Loans from $500,000 to $1M.
  • Owner occupied or investor properties
  • Up to 90% loan to value is available