City Capital Finance arranges small balance commercial loans for acquisition and refinancing of owner occupied and investor properties in California up to $2M loan amount. Small balance commercial financing offers simplified and
flexible underwriting guidelines to save business owners and investor time and high leverage on small commercial properties.
-
Loans from $500,000- $2M
-
Owner occupied & Investor properties
-
3 to 10 year terms
-
15 to 30 year amortization
-
Up to 90% loan to value
-
Unlimited Cash out refinance
-
Full document - Income documents required
-
No Income or stated income documentation available
-
Recourse loan- personal guarantee
-
Risk based pricing
-
Simplified Underwriting approach and guidelines
-
Minimum Credit Score - 600
-
Low debt service coverage ratio requirement
|
|
