Special Use Commercial Loan Program
City Capital Finance arranges un-conventional special use commercial loans for acquisition and refinancing of owner occupied and investor properties in California. Special use properties are unique properties such as gas station or car wash that don't accommodate multiple tenants without significant alteration of the property. These properties are mostly owner operated and require strong historical performance and management. City Capital Finance understands the challenges for special use properties and has the expertise to secure the best term and rate for small business owners and investors.

Special Commercial Loan - Highlights
  • Loans from $500,000 and up
  • Owner occupied & Investor properties
  • Full document, low document and stated income
  • 3 to 30 year terms
  • 15 to 30 year amortization
  • Up to 90% loan to value - SBA Loan program
  • Up to 75% loan to value for refinance
  • Cash out refinance
  • Recourse loan- personal guarantee



Property Types: