Convenience Store Commercial Property Loans & Financing City Capital Finance arranges convenience store commercial loans for convenience stores, c-stores, truck stops and other similar type properties located in California. Convenience Store commercial property loans are used for acquisition and refinance of above average condition properties with business. Convenience Store Financing - Properties City Capital Finance facilitates convenience store commercial loans for properties that are above average conditions, environmentally compliant, and located in medium to above market sectors. Convenience Store real estate loans - Loans must be secured by real estate Franchise or non franchise convenience store financing Stand alone building or multi tenant properties SBA loan, conventional and un-conventional convenience store financing Owner Operated or investor property financing Established business only Convenience store acquisition financing Refinancing convenience store commercial properties Convenience Store Commercial Loans - Highlights Minimum convenience store Commercial loan size $500,000 15, 20, 25, & 30 Year terms As low as 20% down payment Fixed and Variable options Refinancing Full documentation To qualify for convenience store loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for owner occupied convenience store for as low as 10% - 15% down payment. Stated Income Convenience Store Commercial Loans City Capital Finance arranges stated income convenience store commercial loans for acquisition or refinancing of convenience store and similar type properties in California. Stated income convenience store loan program is suitable for transactions where there are no financials or under-reporting financials for the borrowers and properties. Convenience stores and truck stops are mostly cash business and we understand the challenges that owners and borrowers face in verifying the cash flow of these types of properties. City Capital finance has the expertise and extensive relationship with convenience store lenders to secure the best and smartest money and meet the individual needs of our borrowers. Convenience store commercial loan from $500K to $1M Loan must be secured by real estate Up to 60% loan to value Experienced owner/operator - Minimum 3 years of industry experience Streamlined underwriting process Flexible terms and rate options