Day Care Center Commercial Loans & Financing City Capital Finance arranges commercial loans for Day Care centers, child care centers and similar type properties throughout California. City Capital Finance understands the special needs of day care centers and can structure customized and competitive Day Care SBA loans and other types of commercial loans to meet our client's needs. We arrange Day Care commercial financing for acquisition, refinancing, constructions, and refurbishing Day Care centers and child care properties in California. Day Care Center Loans and Financing - Properties City Capital Finance facilitates Day Care commercial loans that both real estate and business are used as collateral. We can also arrange quick close private financing, including bridge loan for all types of day care center properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the borrower needs to close the transaction in matter of days. Day Care real estate loans - Loans must be secured by real estate SBA loan, conventional and un-conventional Day Care center financing Owner Operated and investor owner Day Care center financing Day Care loans for acquisition and refinancing Day Care Commercial Loans - Highlights Minimum Day Care Commercial loan size $500,000 15, 20, 25, & 30 year terms 3 to 10 year fix rates As low as 10% down payment Fixed and Variable options Full documentation - Personal guarantee required Experienced day care center operator/manager for owner user day care centers To qualify for day care center loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for owner user day care center properties for as low as 10% down payment.