Fitness Center Commercial Loans & Financing
City Capital Finance arranges commercial loans for fitness centers, health clubs, gym and similar type properties throughout California. City Capital Finance structure customized financing solutions for franchise or non franchise fitness center that are established with strong financial and operational history.

City Capital Finance secures fitness center loans for borrowers with competitive rates and flexible financing options. We assist our clients in obtaining SBA loan, conventional and un-conventional fitness center commercial loans. We can arrange quick close private financing, including bridge loan for all types of fitness centers and health club properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the borrower needs to close the transaction in matter of days.

Fitness Center Loans and Financing - Properties

City Capital Finance can provide fitness center commercial loans for purchase or refinancing of stabilized fitness center properties in California. We secure fitness center business loans and real estate loans through SBA lenders, conventional and unconventional lenders with competitive rates and low capital injections.

  • Fitness Center commercial real estate and business used as collateral
  • Acquisition and refinancing loans for established fitness centers
  • Owner Operated and investor fitness financing
  • Franchise or non-franchise fitness center loans
  • Full document and full Recourse
  • SBA loans for Fitness Center business purchases


Fitness Center Commercial Loans - Highlights

  • Minimum fitness center or health center Commercial loan size $500,000
  • 15, 20, 25, & 30 Year terms
  • As low as 20% down payment
  • Fixed and Variable options
  • SBA loan for business acquisition
  • Strong management experience
  • 3 years historical income required



To qualify for fitness center loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 3 years. SBA loans are available for owner occupied fitness center properties for as low as 10% down payment.