Gas Station Commercial Property Loans & Financing
City Capital Finance arranges Gas Station Commercial loans for gas stations, service station, gas and convenience store and other similar types located in California. Gas Station commercial property loans are used for acquisition and refinance of above average condition properties.

Gas station financing has become more difficult due to ever changing industry, environmental concerns, supplier agreements and other factors that are negatively impacting the gas station financing. City Capital Finance understands these challenges and work with several gas station lenders to meet the individual needs of its clients.

Gas Station Financing - Properties

City Capital Finance facilitates gas station real estate commercial loans for gas station properties that are above average conditions, environmentally compliant, and located in medium to above market sectors. We can also arrange quick close private financing, including bridge loan for all types of gas station properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the borrower needs to close the transaction in matter of days.
  • Gas Station real estate loans - Loans must be secured by real estate
  • Brand or non brand gas station financing
  • Gas and C-store financing
  • Full Service Gas station financing
  • SBA loan, conventional and un-conventional gas station financing
  • Owner Operated or investor gas station financing
  • Established gas stations
  • Gas Station acquisition financing
  • Refinancing Gas station commercial properties


Gas Station Commercial Loans - Highlights

  • Minimum Gas Station Commercial loan size $500,000
  • 15, 20, 25, & 30 Year terms
  • As low as 15% down payment
  • Fixed and Variable options
  • Refinancing
  • Full documentation



To qualify for Gas Station loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for owner occupied gas station properties for as low as 15% down payment.

Stated Income Gas Station Commercial Loans

City Capital Finance arranges stated income gas station commercial real estate loans for acquisition or refinancing of gas stations, gas stations with convenience store and similar type properties in California. Stated income gas station loan program is suitable for transactions where there are no financials or under-reporting financials for the borrowers and properties.

Gas stations are mostly cash business and we understand the challenges that owners and borrowers face in verifying the cash flow of these types of properties. City Capital finance has the expertise and extensive relationship with gas station lenders to secure the best and smartest money and meet the individual needs of our borrowers.

  • Gas station commercial real estate loan from $500K to $1M
  • Loan must be secured by real estate
  • Up to 60% loan to value
  • Experienced owner/operator - Minimum 3 years of industry experience
  • Streamlined underwriting process
  • Flexible terms and rate options