Hotel Commercial Loan & Financing
City Capital Finance arranges commercial real estate loans for hotels, motels, lodging and other similar type properties in California. City Capital Finance structures and arranges commercial property loan for acquisition, refurbishing or refinancing of above average hotel properties in California

We can secure Hotel Commercial real estate loan to provide borrowers with flexible financing options and competitive rates. We can also arrange stated income document loans for borrowers depending on their individual requirements and needs.

Capital Finance can arrange quick close private financing, including bridge loan for all types of hotels, motels and other hospitality properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of hotel and motel properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies.

Large Balance Hotel Commercial loans

City Capital Finance arranges large balance hotel commercial Loans that are designed for above average properties in above average market sectors in California.

Large Balance Hotel Commercial loan - Program Highlights

  • Loan size starting from $1M - SBA financing Available up to $4M
  • As low as 35% down - 10% down payment for SBA loan
  • Flag or non flag hotels
  • Fixed and variable rates
  • Refinancing and cash out


Small Balance Hotel Commercial loans

City Capital Finance arranges small balance hotel commercial mortgage loans for loan sizes under $1M.

Small Balance Hotel Commercial loan - Program Highlights

  • Loan size starting from $ 500,000 - SBA financing Available up to $4M
  • As low as 25% down - SBA Financing as low as 10%
  • Fixed Rate
  • Cash out refinancing
  • Flag or non flag hotels



Stated Income Hotel Commercial Loan

City Capital Finance arranges stated income financings for hotel type properties in medium to large market sector in California. Stated Income commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions.

Stated Income Hotel Commercial loan - Program Highlights

  • Loan size $400,000 to $2M
  • Loan to Value Varies - Typically 50% loan to value
  • Fixed rate - Variable rate
  • 6 months to 30 year loan payment options


To qualify for hotel commercial loans, business must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for Hotel commercial properties for as low as 10% down payment.