Mixed Use Commercial Loan
City Capital Finance arranges commercial real estate loans for Mixed Use or other similar type properties in California. City Capital Finance structures and arranges commercial property loan for acquisition, refurbishing or refinancing of Mixed Use properties in California

Mixed Use Commercial loan programs provide borrowers with flexible financing options and competitive rates. We can also arrange stated income document loans to borrowers depending on their individual requirements and needs.

We can arrange quick close private financing, including bridge loan for all types of mixed-use commercial properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of mix use properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies.

Large Balance Mixed Use Commercial loans

City Capital Finance arranges large balance Mixed Use Loans that are designed for average and above average properties in above average market sectors in California.

Large Balance Mixed Use Commercial loan - Program Highlights

  • Loan size starting from $1M- SBA financing Available up to $4M
  • As low as 25% down - 10% down payment for SBA loan
  • Fixed & variable rates
  • Unlimited Cash out refinancing


Small Balance Mixed Use Commercial loans

City Capital Finance arranges small balance Mixed Use loans for loan sizes under $1M. The Mixed Use properties should be average or above average condition in average market sectors in California.

Small Balance Mix Use Commercial loan - Program Highlights

  • Loan size starting from $ 400,000 - SBA financing Available up to $4M
  • As low as 25% down - 10% down payment for SBA loan
  • Fixed and variable rate
  • Unlimited Cash out refinancing


Stated Income Mixed Use Commercial Loan

City Capital Finance arranges stated income financings for Mixed Use commercial properties in medium to large market sector in California. Stated Income commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions.

Stated Income Mixed Use Commercial loan - Program Highlights

  • Loan size $400,000 to $1M.
  • Loan to Value Varies - Typically less than 60% loan to value
  • Fixed rate - Variable rate
  • 6 months to 30 year loan payment options


To qualify for Mixed Use commercial loans, business must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for Mixed Use commercial properties for as low as 10% down payment.