Office Building Commercial Loan City Capital Finance arranges commercial real estate financing for office building and similar type properties in California. We understand the special financing needs of office properties and structure commercial property loans for acquisition and refinancing office properties in California. City Capital Finance provides office building loans for borrowers with competitive rates and flexible financing options. We can offer our clients stated income or full documentation financing options depending on their individual requirements and needs. We can also arrange quick close private financing, including bridge loan for all types of office and commercial office properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of commercial real estate properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies. Large Balance Office Commercial loans City Capital Finance arranges large balance Office Building Loans that are designed for average and above average properties in above average market sectors in California. Large Balance Office Commercial loan - Program Highlights Loan size starting from $1M - SBA financing Available up to $4M As low as 25% down - 10% down payment for SBA loan Fixed and variable rates Refinancing and unlimited Cash out refinancing Small Balance Office Building Commercial loans City Capital Finance arranges small balance office building commercial financing for loan sizes under $1M. The Office buildings should be average or above average condition in average market sectors in California. Small Balance Office Building Commercial loan - Program Highlights Loan size starting from $ 400,000- SBA financing Available up to $4M As low as 25% down - 10% down payment for SBA loan Fixed and variable rates Unlimited Cash out refinancing Stated Income Office Building Commercial Loan City Capital Finance arranges stated income financings for Office building commercial properties in medium to large market sector in California. Stated Income commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions. Stated Income Office Building Commercial loan - Program Highlights Loan size $400,000 to $2M. Loan to Value Varies - Typically less than 60% loan to value Fixed rate - Variable rate 6 months to 30 year loan payment options To qualify for Office Building commercial loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for Office buildings for as low as 10% down payment.