Retail Center Commercial Loan City Capital Finance arranges commercial real estate financing for retail centers, strip centers and similar type properties in California. We understand the special financing needs of retail centers and structure commercial property loans for acquisition and refinancing retail strip centers and retail centers in California. City Capital Finance provides retail center commercial loans for borrowers with competitive rates and flexible financing options. We can offer our clients stated income or full documentation financing options depending on their individual requirements and needs. We can also arrange quick private financing, including bridge loan for all types of retail centers and similar type properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of retail centers for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies. Large Balance Retail Center Commercial loans CCity Capital Finance arranges large balance retail center Commercial Loans that are designed for average and above average properties in above average market sectors in California. Large Balance Retail Center Commercial loan - Program Highlights Loan size starting from $1M - SBA financing Available up to $4M As low as 25% down - 10% down payment for SBA loan Fixed and variable rates Refinancing and cash out refinancing Small Balance Retail Center Commercial loans City Capital Finance arranges small balance Retail Center commercial financing for loan sizes under $1M in California. Small Balance Retail Center Commercial loan - Program Highlights Loan size starting from $ 400,000- SBA financing Available up to $4M As low as 25% down - 10% down payment for SBA loan Fixed Rate Unlimited Cash out refinancing Stated Income Retail Center Commercial Loan City Capital Finance arranges stated income financings for retail center commercial properties in medium to large market sector in California. Stated Income commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions. Stated Income retail center Commercial loan - Program Highlights Loan size $400,000 to $1M. Loan to Value Varies - Typically less than 60% loan to value Fixed rate - Variable rate 6 months to 30 year loan payment options To qualify for retail center commercial loans, property income or business income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for owner occupied strip centers for as low as 10% down payment.