School Commercial Loan & Financing
City Capital Finance arranges commercial real estate loans for schools, universities and other similar type properties in California. City Capital Finance structures and arrange commercial property loan for acquisition, refurbishing or refinancing of above average school properties in California.

We can secure school commercial loan programs to provide borrowers with flexible financing options and competitive rates. We can also arrange stated income document loans for borrowers depending on their individual requirements and needs.

Large Balance School Commercial loans

City Capital Finance arranges large balance School and University commercial Loans that are designed for above average properties in above average market sectors in California.

Large Balance School Commercial loan - Program Highlights

  • Loan size starting from $1M - SBA financing Available up to $4M
  • As low as 25% down - 10% down payment for SBA loan
  • Fixed and variable rates
  • Refinancing and cash out refinancing


Small Balance School Commercial loans

City Capital Finance arranges small balance school commercial mortgage loans for loan sizes under $1M.

Small Balance School Commercial loan - Program Highlights

  • Loan size starting from $ 400,000- SBA financing Available up to $4M
  • As low as 25% down - SBA Financing as low as 10%
  • Fixed and variable rates
  • Refinancing and cash out refinancing



Stated Income School Commercial Loan

City Capital Finance arranges stated income financings for school properties in medium to large market sector in California. Stated Income School commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions.

Stated Income School Commercial loan - Program Highlights

  • Loan size $400,000 to $1M
  • Loan to Value Varies - Typically 50% to 60% loan to value
  • Fixed rate - Variable rate
  • 6 months to 30 year loan payment options


To qualify for school commercial loans, business must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for school commercial properties for as low as 10% down payment.