Senior Housing Commercial Loans & Financing
City Capital Finance arranges commercial mortgage loans for Senior Housing and other similar type properties in California. City Capital Finance secures financing for acquisition and refinancing of following senior rental properties:

  • Assisted Living
  • Senior Housings
  • Independent Living Centers
  • Skilled Nursing Homes


City Capital Finance can structure customized and competitive commercial loans from $500,000 to more than $20M for assisted living and senior housing properties.

Senior Housing Loans and Financing - Properties

City Capital Finance facilitates Senior Housing commercial loans for senior housing and assisted Living facilities that both the real estate and business are used as collateral. We can also arrange quick close private financing, including bridge loan for all types of senior housing properties with emphasis on speed. The quick close private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of senior housing properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies.

  • Multi-family Senior Housing real estate loans - Loans must be secured by real estate
  • SBA loan, Fannie Mae, conventional and un-conventional Assisted living financing
  • Senior Housing Acquisition financing
  • Refinancing and Cash out Refinance


Senior Housing Commercial Loans - Highlights

  • Minimum Assisted Living Commercial loan size $500,000
  • 15, 20, 25, & 30 Year terms
  • As low as 25% down payment
  • Fixed and Variable options
  • Refinancing
  • Stated Income Senior Housing commercial financing available



To qualify for Senior Housing commercial loans, property income must support at least 1.25 Debt Coverage Ratio and have been operating for at least 2 years. SBA loans are available for senior housing commercial properties for as low as 10% down payment.

Stated Income Senior Housing Commercial Loan

City Capital Finance arranges stated income financings for senior housing properties in California. Stated Income senior housing commercial loan programs don't require income documentation and generally requires fewer documents than traditional lending institutions.

Stated Income Senior Housing Commercial loan - Program Highlights

  • Loan size $400,000 to $1M
  • Loan to Value Varies - Typically 50% to 60% loan to value
  • Fixed rate - Variable rate
  • 6 months to 30 year loan payment options