Conduit Retail Commercial Loan City Capital Finance arranges conduit retail commercial loans for purchase or refinancing of retail centers, shopping centers including single or multi-tenant, anchored or unanchored, shadow anchored, local or regional malls, grocery shopping center and similar type properties in California. Conduit retail center loans are suitable for good condition properties that have strong historical financials, in good locations, good demographic and ability to re-lease at market rate. City Capital Finance can secure conduit retail center and shopping center commercial loans at competitive fixed market rates and high leverage Retail center conduit loan offers investors the lowest fixed rate financing available in the capital market. Other advantages of retail center conduit financing are high leverage and non recourse option. Eligible Retail Properties: Anchor retail properties: Anchored by major retailers including department stores, drug stores, grocery stores, coffee shops or discount stores. The anchored retail properties are strongly preferred by conduit lenders. Retail property must be stable with staggered leases and anchor tenant lease terms must comply with the conduit loan fixed rate terms. Shadow anchor retail properties:There must be at least one major anchor tenant at close proximity of the subject retail center. Tenant mix should be diverse and complimentary with long term leases. Unanchored retail properties:Properties must be located in highly desirable market with complimentary tenant mix and long term leases. Conduit Retail Center Commercial Loan Highlights: Minimum Conduit retail commercial loan is $1M 5-20 year loan term 25-30 year amortization As high as 80% loan to value Non-recourse loan Acquisition, refinance or cash out Stabilized retail center property Diverse and complimentary tenant mix Multiple pre-payment options Minimum 1.25 debt service coverage ratio Strong management/sponsor required Minimum 3 years of historical financials In addition to retail center conduit loans, City Capital Finance arranges retail center loans for all types single tenant, multi-tenant and other similar types of retail center properties in California. We secure SBA loans, conventional and un-conventional retail center commercial loans with full and stated income documentation. For more information on retail center financing, please click here