Conduit Storage and Self-Storage Loan City Capital Finance arranges conduit self storage commercial loans for purchase or refinancing self storage or mini-storage properties in California. Conduit storage loans are suitable for above average properties that have strong historical financials and in good location. City Capital Finance can secure conduit storage building commercial loans at competitive fixed market rates and high leverage. Self storage conduit loan offers investors the lowest fixed rate financing available in the capital market. Other advantages of storage conduit financing are high leverage and non recourse option. Eligible Storage Commercial Properties Self storage or mini-storage properties must stabilized with good cash flow and are located in high traffic metropolitan areas. Properties should be in good condition and made by concrete, brick or wood frame. Conduit lenders prefer single story self storage facilities and metal building self storage facilities would not be considered for conduit financing. Conduit storage and self storage Commercial Loan Highlights: Minimum Conduit storage building loan is $1M 5-20 year loan term 25-30 year amortization As high as 75% loan to value Non-recourse loan Acquisition, refinance or cash out Stabilized storage building property (90% occupancy within past 12 months) Multiple pre-payment options Minimum 1.25 debt service coverage ratio required Minimum 3 years of historical financials Strong management/sponsors In addition to self-storage conduit loans, City Capital Finance arranges storage loans for all types storage, self-storage and mini-storage properties in California. We secure SBA loans, conventional and un-conventional storage commercial loans with full and stated income documentation. For more information on storage real estate financing, please click here