Apartment building LoanApartment building Loan
City Capital Finance is an intermediary between user of capital and providers of capital for all types of Apartment buildings and multifamily properties. We have extensive knowledge of apartment building loan and multifamily financing and have relationship with broad spectrum of apartment lenders including providers of Fannie Mae, Freddie Mac and other Federal agency loan programs.

Whether purchasing an apartment complex or refinancing a multifamily apartment building, City Capital Finance can arrange a customized apartment financing solution to meet the needs and requirements of our clients.

In addition to apartment loans, City Capital Finance arranges multifamily loans for purchase and refinancing of multifamily housing communities including:

  • Senior Housings
  • Student Housings
  • Manufactured Housings
  • Affordable Housings
Large Balance Apartment Loan Program

City Capital Finance arranges large balance apartment multi-family loans from $3M to $100M loan amount for acquisitions and refinancing apartment buildings throughout California. We structure a customized apartment financing solutions with the most competitive terms and rates to meet the individual needs and requirements of our clients.

  • Loans from $3,000,000 and up
  • Up to 80% loan to value
  • Recourse and non-recourse options
  • 3, 5, 7, 10,15, 20, 25 and 30 year term
  • 20, 25 and 30 year amortization

Learn more about Large Balance Apartment Loan program


Small Balance Apartment Loan Program

City Capital Finance arranges small balance apartment building loans from $400,000 to $3M loan amount for acquisitions and refinancing apartment buildings and multi family properties throughout California. We have relationships with several national and regional multifamily lenders and can secure the most competitive terms and rates in the market by setting up a bidding process among these lenders.

  • Loans from $400,000 to $3M
  • Up to 80% loan to value
  • Recourse and non-recourse options
  • 3, 5, 7, 10,15, 20, 25 and 30 year term
  • 20, 25 and 30 year amortization

Learn more about Small Balance Apartment Loan program


Stated Income Apartment Loan Program

City Capital Finance arranges stated Income apartment multi-family loans for acquisitions and refinancing apartment buildings with 5 units or more throughout California. Stated income multi-family loans requires no personal or business income and financial documentations and is intended for acquisition and refinancing of multifamily properties and apartment buildings in California. We have access to un-conventional and off-balance sheet lenders allowing us to secure stated income apartment financing with both short and long term fixed rates.

  • Loans from $400,000 and up
  • Up to 80% loan to value
  • No Personal or business tax returns
  • 3, 5, 7, 10,15, year term
  • 20, 25 and 30 year amortization

Learn more about Stated Income Apartment Loan program


Student Housing Apartment Loan Program

City Capital Finance arranges student housing loans for acquisitions and refinancing Dedicated Student Housing Apartment buildings throughout California. We have relationships with several financial institutions and Federal Agency capital providers to structure customized student housing loans with the most competitive terms and rates to meet the individual needs and requirements of our clients.

  • Loans from $1,500,000 and up
  • Up to 75% loan to value
  • Recourse and non-recourse options
  • 5, 7 and 10 year term
  • 30 year amortization

Learn more about Student Housing Loan program


Senior Housing Loan Program

City Capital Finance arranges Senior Housing loans for acquisitions and refinancing senior housing properties throughout California. We have relationships with several financial institutions and Federal Agency capital providers to structure customized senior housing loans with the most competitive terms and rates to meet the individual needs and requirements of our clients.

  • Loans from $1,000,000 and up
  • Up to 75% loan to value
  • Recourse and non-recourse options
  • 5, 7 and 10 year term
  • 30 year amortization

Learn more about Senior Housing Loan program


Affordable Housing Apartment Loan Program

City Capital Finance arranges Affordable Housing loans for acquisition and refinancing of apartment buildings and multifamily properties that qualify for Affordable Housing buildings throughout California. Affordable Housing loans are suitable for apartment buildings that participate in Low Income Housing Tax Credit (LIHTC) or Section 8 program. We have relationships with several financial institutions and Federal Agency capital providers to structure customized affordable housing loans with the most competitive terms and rates to meet the individual needs and requirements of our clients.

  • Loans from $1,000,000 and up
  • Up to 80% loan to value
  • Recourse and non-recourse options
  • 5, 7 and 10 year term
  • 30 year amortization

Learn more about Affordable Housing Loan program


Manufactured Housing Community Loan Program

City Capital Finance arranges Manufactured Housing Community loans for purchase or refinancing of ground lease manufactured housing community with minimum of 50 sites in California. We have relationships with several financial institutions and Federal Agency capital providers to secure the most competitive rates and flexible terms to meet the individual needs and requirements of our clients.

  • Loans from $1,000,000 and up
  • Up to 80% loan to value
  • Recourse and non-recourse options
  • 5, 7 and 10 year term
  • 30 year amortization

Learn more about Manufactured Housing Community Loan program


Multifamily Federal Agency Loan Programs- Fannie Mae, FHA, Freddie Mac Loan Programs

City Capital Finance arranges federal agency multifamily and apartment loans for purchase or refinancing of apartment buildings, multifamily properties and similar type properties in California. We have relationships with several financial institutions and Federal Agency capital providers to secure the most competitive rates and flexible terms to meet the individual needs and requirements of our clients.

  • Loans from $1,000,000 and up
  • Up to 80% loan to value
  • Recourse and non-recourse options
  • 5, 7 and 10 year term
  • 30 year amortization

Learn more about Multifamily Federal Agency Loan programs