Small Balance Apartment Loan Program

City Capital Finance arranges small balance apartment multi-family loans from $400K to $3M loan amount for acquisitions and refinancing apartment buildings throughout California. We structure a customized and streamlined apartment financing solutions with the most competitive terms and rates to meet the individual needs and requirements of our clients.

With our vast knowledge of apartment financing and lender relationship, City Capital Finance can structure innovative and customized apartment financings for all types of multifamily properties-securing the best rate and for each apartment financing request.

City Capital Finance also arranges quick close private multifamily financing, including bridge loan for all types of apartment buildings and multifamily properties with emphasis on speed. The quick closed private financing is suitable for opportunistic, undervalued or other special situations where the investor needs to close the transaction in matter of days. Private Financing is an alternative financing solution for all types of multifamily properties for acquisitions, development and construction, rehab and repositioning, turnarounds, bank workouts, foreclosures, probate sales, and bankruptcies.


Small Balance Apartment Loan-Highlights

City Capital Finance arranges small balance multifamily financing and apartment building loans for all for all types of multifamily properties in California. We structure a customized apartment financing solution to meet the individual needs and requirements of our clients and secure the most competitive capital by setting up a bidding process among lenders. We manage the apartment financing at every step from application to the capital markets, and negotiation of financing terms, coordination of the due diligence, commitment and closing of the transaction

  • Loans from $400,000 to $3M
  • Up to 80% loan to value available
  • Recourse and non-recourse options
  • 2,3, 5, 7, 10,15, 20, 25 and 30 year term
  • Up to 30 year amortization
  • Fixed and Variable Rates
  • Interest Only available


Small Balance Fannie Mae Multifamily Loan

City Capital Finance has relationship with Fannie Mae multifamily lenders. Fannie Mae's Small Multifamily loan program streamlines the process for acquisition and refinancing of multifamily properties up to $3M loan amount. We can structure customized apartment loans with reduced documentation and flexible legal/closing requirements to meet the individual needs and investment requirement of our clients.

Click here to learn more about small balance Fannie Mae Multifamily loan