City Capital Finance structures customized SBA commercial real estate loans to meet your needs. Why lease when you can own a property with as low as 10% down payment and gain so many benefits? City Capital Finance can arrange
competitive rates, longer loan payment terms and high loan amounts.
- Purchase of commercial real estate
- Refinance existing loan
- Improving cash flow and business expansion
- As little as 10%, depending on use of proceeds
- Up to 25 years for real estate
- Loan fee generally 1.5% to 2.6% of loan amount
- 3 years management experience or 1 year profitable business ownership experience
- Adequate historical cash flow to repay the loan
- Owner/user to occupy 51% of existing building
- Net worth of less than $8.5 million and net profit of less than $3 million average over the last two years
- Acceptable credit history
- 10 business days for Bank approval upon receipt of complete package
- 45-60 days funding from receipt of completed application package
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